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Protect your loved ones and avoid a family financial hardship in case of unexpected death by get it covered even if you have health issues or medical conditions.
Rather than have your loved ones pay out of pocket for your funeral after your passing, you can get a significant portion of the expenses covered with a Non Medical Life Insurance.
With non-medical exam life insurance, you pay a regular premium in order to maintain coverage until you pass away.
When you pass, your insurance provider will pay out the benefit to your family to cover funeral costs and other after-death expenses. This could save your family thousands of dollars.
Funeral expenses are determined by what kind of services you end up choosing. Take in consideration that now, with increased costs for funeral homes such as protecting staff and extra cleaning, the funeral bill could be much higher than before.
Household expenses for the next 3 to 6 months after death. This will roughly be the amount your family needs to survive for 3 to 6 months.
Estate Taxes you might owe and have to be paid by your family after you die.
Regardless of what specific type of final expense insurance you choose, any good policy will have the following features:
Non-Medical Exam life insurance premium vary based on many factors. Like all other types of insurance, final expense insurance is there to protect you in the event of an unforeseen death. The more you are at risk of dying, the more insurers will increase your premium.
Here are some factors that can affect your final expense insurance premium.
Apply for your life insurance online or over the phone.
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